:root{ --hug-blue:#0c3678; --hug-green:#84bc40; --ink:#0f172a; --muted:#6b7280; --bg:#f8fafc; --card:#ffffff; --band:#edf2fe; --line:#e5e7eb; --ok:#0f766e; --shadow:0 2px 12px rgba(16,24,40,.06); }
.wrap{padding:16px; line-height:150%;}
.title{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.title h1{font-size:28px;margin:0;color:var(--hug-blue);letter-spacing:.2px}
.badge{background:linear-gradient(135deg,var(--hug-blue),var(--hug-green));color:#fff;padding:12px 18px;border-radius:999px;font-weight:700;font-size:18px;box-shadow:0 6px 22px rgba(12,54,120,.25)}
.grid{display:grid;grid-template-columns:1.1fr .9fr;gap:16px;margin-top:16px}
@media (max-width:980px){.grid{grid-template-columns:1fr}}
.card{background:var(--card);border-radius:16px;padding:18px;border:1px solid var(--line);box-shadow:var(--shadow)}
.card h2{font-size:18px;margin:0 0 10px;color:var(--hug-blue)}
.section{margin:14px 0}
.band{background:var(--band);color:var(--hug-blue);font-weight:700;border-radius:10px;padding:8px 12px;margin:12px 0 8px;border:1px solid #dbe4ff}
.row{display:grid;grid-template-columns:1fr 180px;gap:10px;align-items:center;margin:8px 0}
.row label{font-size:14px;color:#0f172a;display:flex;gap:8px;align-items:center}
.row input,.row select{width:100%;padding:10px 12px;border:1px solid #d1d5db;border-radius:10px;font-size:14px;background:#fff}
.muted{font-size:12px;color:var(--muted)}
.toast{position:sticky;top:8px;left:0;right:0;display:none;margin:0 auto;max-width:640px;background:#ecfdf5;color:#065f46;border:1px solid #a7f3d0;border-radius:12px;padding:10px 14px;font-size:13px;box-shadow:var(--shadow)}
.hr{height:1px;background:linear-gradient(90deg,transparent,var(--line),transparent);margin:10px 0}
.kpi{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:8px}
@media (max-width:980px){.kpi{grid-template-columns:1fr}}
.k{background:var(--card);border-radius:14px;padding:14px;border:1px solid var(--line)}
.k h3{margin:0;color:var(--hug-blue);font-size:13px;font-weight:700}
.k .v{font-size:22px;font-weight:700;margin-top:6px}
.k .s{font-size:12px;color:var(--muted)}
.ok{color:var(--ok)}
.presets{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0}
.preset{border:1px solid var(--line);border-radius:10px;padding:8px 12px;font-size:12px;cursor:pointer;background:#fff;white-space:nowrap}
.preset:hover{background:#f3f4f6}
.preset.active{background:#0c3678;color:#fff;border-color:#0c3678}
.help{display:inline-flex;align-items:center;justify-content:center;width:18px;height:18px;border-radius:999px;background:#eef2ff;color:#334155;font-size:12px;font-weight:700;cursor:pointer;user-select:none}
.outcome{font-size:14px;font-weight:700;margin:6px 0;color:#0f172a}

/* Bars */
.barrow{display:flex;align-items:center;gap:12px}
.barlabel{width:160px;font-size:12px;color:var(--muted)}
.bar{height:18px;border-radius:9px;background:#e0e8f7;overflow:hidden;flex:2.2;position:relative}
.bar .fill{position:absolute;left:0;top:0;bottom:0;background:linear-gradient(90deg,#3a67b3,#a6c0ea)}
.bar.green{background:#e5f4e0}
.bar.green .fill{background:linear-gradient(90deg,#84bc40,#cfe7ab)}
.barval{width:140px;text-align:right;font-size:12px}

/* Charts */
.charts{display:none;margin-top:18px}
.chart{border:1px solid var(--line);border-radius:12px;padding:12px;margin:12px 0;background:#fff}
.chart h3{margin:0 0 12px;color:#0c3678;font-size:16px}

/* Vertical bars */
.vbarWrap{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:8px}
.vbar{display:flex;flex-direction:column;align-items:center;gap:6px}
.vbar .axis{height:160px;width:18px;background:#eef2ff;border-radius:6px;position:relative;overflow:hidden;box-shadow: inset 0 0 0 1px #d7def0}
.vbar .fill{position:absolute;left:0;bottom:0;right:0;background:linear-gradient(180deg,#cfe7ab 0%, #84bc40 100%)}
.vbar .fill.blue{background:linear-gradient(180deg,#a6c0ea 0%, #3a67b3 100%)}
.vbar .fill.light{background:linear-gradient(180deg,#e5e7eb 0%, #cbd5e1 100%)}
.vbar .val{font-size:12px}
.vbar .lab{font-size:12px;color:#475569;text-align:center}
.chartsToggle{display:flex;gap:8px;align-items:center;margin:10px 0}
@media (max-width:600px){ .vbarWrap{grid-template-columns:repeat(2,1fr)} .row{grid-template-columns:1fr 1fr} }

/* Stress test */
.stress{border:1px solid var(--line);border-radius:12px;padding:12px;margin:12px 0;background:#fff}
.stress h4{margin:0 0 8px;color:#0c3678;font-size:14px}
.btnrow{display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.btn{appearance:none;border:1px solid var(--line);background:#fff;color:#0f172a;padding:8px 10px;border-radius:10px;font-size:12px;cursor:pointer}
.btn:hover{background:#f8fafc}
.btn.secondary{color:#0c3678;border-color:#dbe4ff;background:#edf2fe}
.resetLink{margin-left:auto;font-size:12px;color:#0c3678;text-decoration:underline;cursor:pointer}

.toggle-a {
    cursor: pointer;
    background: #0c3678;
    margin-top: 8px;
    color: #FFF;
    line-height: 130%;
    font-size: 14px;
    border-radius: 14px;
    padding: 5px 9px;
    text-align: center;
}
.break {
    font-size:12px;
}
/* Break-even & payback */
.breakeven-row{margin-top:8px;font:13px/1.4 system-ui,sans-serif;color:#475569;position:relative;display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.breakeven-row a{color:#0c3678;text-decoration:underline}
.breakeven-row .lb{flex-basis:100%;height:0} /* forces payback to a new line */
.tip{display:none;position:absolute;z-index:20;left:230px;top:-6px;background:#ffffff;border:1px solid #e5e7eb;border-radius:10px;
    box-shadow:0 8px 24px rgba(16,24,40,.08);padding:10px;max-width:360px}
.tip h5{margin:0 0 4px;color:#0c3678;font-size:13px}
.tip p{margin:0;color:#334155;font-size:12px}

/* Gate for <10 employees */
.gate{display:none;margin:10px 0 0;padding:10px 12px;border:1px solid #fecaca;background:#fff1f2;color:#991b1b;border-radius:10px;font-size:13px}
.resultsDisabled{filter:grayscale(1) opacity(.65); pointer-events:none; user-select:none}
.gate a{color:#0c3678;text-decoration:underline;font-weight:700}

/* CTA */
.cta{margin-top:10px;font-size:13px;color:#475569}
.cta a{color:#0c3678;text-decoration:underline;font-weight:700}

/* Popover */
.popover{
    position: fixed;
    z-index: 1000;
    max-width: 260px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 10px;
    box-shadow: var(--shadow);
    padding: 10px;
    font-size: 12px;
    color: #334155;
    display: none;
    line-height: 150%;
}