Disclaimer

CONFIDENTIALITY NOTICE:

Any information and any files obtained and/or transmitted via this website will be held as confidential. Be aware that the use of any confidential or personal information may be restricted by state and federal privacy laws.

THIRD-PARTY COMMUNICATION NOTICE:

At times our communications may provide links to third-party articles, websites, and/or presentations. Please note that these links are provided for informational purposes only. Although the information and opinions included have been obtained from sources believed to be reliable; accuracy and completeness cannot be guaranteed by HUG Your Money, Inc. and/or Frances Rahaim, Ph.D. or any employee or contractor of the above mentioned.

SEEK INDEPENDENT ADVICE:

Any information expressed in this website is intended for educational purposes. You should not rely upon this general information alone to make Social Security, legal, tax, investment, insurance, estate or any other financial decisions. Neither HUG Your Money, Inc., nor Frances Rahaim, Ph.D. or its employees or contractors, provide legal, accounting or tax advice. For this type of advice, you must consult your attorney or accountant.

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