From classrooms to living rooms to boardrooms
HUG Your Money™ in the Media
Financial stress is a silent productivity tax. HUG Your Money™ is a patented, product-neutral platform that helps your people pay off debt faster (~9 years on average at ~3% effective rate), strengthen credit, and plan for life—without loans, sales calls, or referrals.
Podcasts
YouTube
BBS Radio
Community & Educational TV
About HUG Your Money™
After experiencing financial crisis and bankruptcy firsthand, Frances Raham, Ph.D. rebuilt her life from the group up – including five years with John Hancock – and went on to create Power Down Debt, HUG Your Student Debt®, and ultimately HUG Your Money™. Her journey from financial overwhelm to empowerment inspired a system designed to help others gain the clarity and confidence so often missing from traditional financial education.
Financial Fitness with The Money Doctor reaches audiences via digital radio (BBS Radio), community/educational TV, YouTube, and podcast platforms. The focus: practical, actionable financial wellness for real life.
“That’s why HUG Your Money exists – to give people accessible tools and clear, actionable strategies for financial wellness.”
Frances Rahaim, Ph.D. — Bio
Pronunciation: Rahaim = “Rayum” (Like Graham without the G)
Short: Frances Rahaim, Ph.D. is the founder of HUG Your Money™ and host of Financial Fitness with the Money Doctor. A seasoned educator and advisor, she translates complex money decisions into clear, actionable steps — from eliminating debt to retiring with confidence. She’s the author of Retire Debt & Retire Well and Debt or Alive, and speaks for employers and academic institutions.
Contact: [email protected]
Phone: 413-773-3333
For Download Press Kit (Logos, photos, bio), Use the email request below
Reach & Platforms
Radio - Financial Fitness
National digital distribution via BBS Radio (approx. 189 stations) plus local terrestrial carriage. Weekly conversations with real-world solutions.
Access TV Network
Financial education on 100+ community/educational stations.
Podcast & On-Demand
Episodes available wherever people listen, with our primary, always-current hub on YouTube.
Books by Frances Rahaim, Ph.D.
Retire Debt & Retire Well
Updated, practical strategies to retire sooner—debt-free, including mortgage—while living better along the way.
Debt or Alive
True stories and step-by-step guidance to get completely out of debt—including your mortgage. Newly re-issued in paperback.
Booking & Inquires
Topics we’re asked for most
- Debt-free roadmaps (including mortgages) without wrecking credit
- Financial wellness that sticks: habits, systems, and behavior
- Retirement clarity: sequencing, drawdown, and simplicity
- Money for real life: families, schools, and the workplace
Formats: live interviews, guest segments, panels, keynotes, workshops.
Quick request form
Prefer a direct note? Email [email protected]